The business operating system

Built for US businesses that sell everywhere.One account. As many cards as you need.

Fund your Financial Account by ACH, Wire, SEPA, SWIFT, USDC, or USDT. Get paid by your clients via ACH, Wire, or payment gateway. Issue cards for every campaign, store, and supplier. Open to entrepreneurs in 100+ countries.

Choose how you’ll join

Priyo Paypay.priyo.com

I have a US company

For a US LLC or corporation with an EIN, plus an ITIN for the owner and a US operating address.

  • Financial Account in your company’s name
  • As many cards as you need to run your campaigns
  • Get paid by ACH, Wire, or payment gateway
Open a business account
Priyo Agentagent.priyo.com

I don’t have a US company

Become a Priyo Agent from your own country. No US entity or ITIN needed.

  • Financial Account for your business
  • As many cards as you need to run your campaigns
  • Available in 100+ countries
Become a Priyo Agent

Not sure which fits? Talk to our team →

Built for businesses that sell online

As many cards as you need

As many as you need to run your campaigns — one per client, ad platform, or store, with limits on each.One per client, ad platform, or store, with limits on each.

Six ways to fund

ACH, Wire, SEPA, SWIFT, USDC, and USDT — into one Financial Account.ACH, Wire, SEPA, SWIFT, USDC, and USDT.

100+ countries

Run a US-grade business wherever you live and work.Run a US-grade business from anywhere.

One operating system

Accounts, cards, and getting paid by ACH, Wire, or payment gateway — in one place.Accounts, cards, and getting paid in one place.

USDC and USDT balances are not bank deposits and are not FDIC insured. Availability varies by country and is subject to eligibility review. Amazon, Shopify, Fiverr, Upwork, and Meta are trademarks of their respective owners; Priyo is not affiliated with or endorsed by them.

01Trusted by businesses, freelancers & global teamsLast updated Q1 · 2026
01
50,000+
Active users across 10 countries
02
10,000+
Paid customers on Priyo Plans
03
7,000+
Vetted global talents on the marketplace
01 Global Receivables
RAILS · USA · CA · UK · EU · IN+ CN SOON

Receive payment from anywhere
in the world.

Send a single Priyo payment link. Your client pays the way they prefer — card, bank, wallet, or UPI — and the money lands in your account, fully compliant.

— One link, every rail
pay.priyo.com/nadia-r/inv-2841
N
Nadia Rahman
Brand & Product Designer
Verified
USD2,480Invoice
#2841
Choose how to pay
Pay with card · Visa, Mastercard, Amex→
SECURED & COMPLIANT
Available Rails

Every payment method your client already uses.

Credit and spend cards
Visa, Mastercard, Amex, Discover & local schemes
3DS · PCI L1
Bank accounts
USA · Canada · UK · Europe — ACH, SEPA, Faster Payments & EFT
4 regions
Digital wallets
Apple Pay, Google Pay & major regional wallets
1-tap
Indian UPI
Direct VPA payments — typically settle within seconds, subject to NPCI and receiver-bank processing
Seconds
Alipay & WeChat Pay
Opening the door to the China market — integration in progress
Coming soon
For freelancers & remote workers

For the millions navigating the complexities of cross-border payments — this is a game-changer.

SecureCompliantSeamless
02 Financial infrastructure

An account — and a Visa card — that speak every currency.

Open an account, collect payments globally, and spend with a Priyo-issued Visa card wherever Visa is accepted. One dashboard. Zero juggling.

U.S. routing + account
Virtual and physical cards
Multi-currency wallets
Low-FX international wires
Payment links & checkout
03 Global payroll

Pay the world. Stay compliant.

Managed payroll for contractors and employees across 10+ countries. Local tax, benefits, and filings — handled. You click run. Priyo does the rest.

Contractor & employee payroll
Compliance-ready
Managed tax filings
10+ country coverage
Single-currency settlement
Benefits & stipends
April payrollCycle closes in 18 hours
Ready to run
Employees
12
Gross total
$34,210
Tax withheld
$6,482
MK
Maya Khan
Senior Designer
BD$3,200
✓
JL
Jun Liu
ML Engineer
JP$4,100
✓
AN
Ana Navarro
Product Manager
AR$2,800
✓
RP
Rafi Patel
Data Scientist
IN$2,400
✓
SH
Sana Hasan
QA Lead
PK$2,950
✓
04 Explore our Store

Buy giftcards, from anywhere.

Gift cards, digital codes, and global products — delivered instantly. Pay with Priyo Pay, Local Payments, or card at store.priyo.com.

$50USD
PlayStation Gift Card
Redeem for games, DLC, and PS Plus on the PlayStation Store.
Buy now →
Roblox Digital Gift Card
Robux credit for in-game items, avatars, and premium.
Buy now →
$50USD
Amazon Gift Card
Redeemable on Amazon.com for millions of items.
Buy now →
Apple Gift Card
Use for Apps, Games, Music, Movies, iCloud, and more.
Buy now →
Google Play Gift Card
For apps, games, movies, and books on Google Play.
Buy now →
Netflix Gift Card
Stream movies and TV shows on any device.
Buy now →
$50USD
PlayStation Gift Card
Redeem for games, DLC, and PS Plus on the PlayStation Store.
Buy now →
Roblox Digital Gift Card
Robux credit for in-game items, avatars, and premium.
Buy now →
$50USD
Amazon Gift Card
Redeemable on Amazon.com for millions of items.
Buy now →
Apple Gift Card
Use for Apps, Games, Music, Movies, iCloud, and more.
Buy now →
Google Play Gift Card
For apps, games, movies, and books on Google Play.
Buy now →
Netflix Gift Card
Stream movies and TV shows on any device.
Buy now →
02 Solutions

Designed for
how you work.

Three ways teams use Priyo — every path shares the same financial spine, the same work OS, the same talent pool.

3 programsUnified billingOne dashboard
01 / 03
For Businesses & Startups

Hire globally. Pay seamlessly. Scale faster.

Run international operations with local rails — hire in 10 countries, collect from customers anywhere, and manage payroll from one console.

Hire remote workers across 10 countries
Accept payments from customers globally
Manage multi-country payroll
Access integrated financial infrastructure
03Trust & Infrastructure

Built on secure
and compliant
infrastructure.

Priyo operates on a regulated financial framework — secure payment rails, identity verification, and global compliance standards baked into every transaction.

01

Banking services provided by partner banks

Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.

02

KYC & AML Compliant

Identity verification & risk screening built into onboarding.

03

Secure Processing

End-to-end encrypted payments on audited rails.

04

Escrow Protection

Funds held in segregated accounts pending milestone acceptance. Release subject to marketplace terms and dispute resolution.

★ VERIFIED ★
Priyo
EST · 2014
COMPLIANCE
Certificate of ComplianceRegulated Financial Operator
No. PRY-CRT-00428
Issued Q1 · 2026
Jurisdiction US · EU · APAC
Partner Bank CustodyMember FDIC · partner bank custodyFDIC-2024
KYC / AML ProgramTier 1 identity verification · ongoing screeningAML-TIER-1
PCI DSS v4 ProcessingEnd-to-end encryption · audited quarterlyPCI-DSS-4
SOC 2 Type IISecurity, availability & confidentialitySOC-2-II
Escrow & Funds ProtectionSegregated accounts · release on verified milestonesESCROW-STD
Priyo Compliance OfficeAuthorized · Office of the CCO
Seal valid through
31 · 12 · 2026

One account.
As many cards as you need.

Fund by ACH, Wire, SEPA, SWIFT, USDC, or USDT, and issue cards for every campaign, store, and supplier.

Choose how you’ll join
Priyo Pay for US companies, Priyo Agent from your own country.
Fund your Financial Account
ACH, Wire, SEPA, SWIFT, USDC, or USDT.
Issue cards
As many as you need to run your campaigns.