Simple, transparent pricing

A clear breakdown of every fee for cards, accounts, ACH, wire transfers, and international payments — designed so you always know what you pay before you pay it.

No hidden fees
No inactivity fee
No junk fees

Maintenance & Service Fees

Maintenance Fee (1 USD Account + 1 Virtual Card + 1 BDT Account)

FREE if you bring $5,000/year in deposits. Learn more at pay.priyo.com/fee-waiver.

$10
Every 6 months
Maintenance Fee (BDT Account Only)

Payable every 12 months. FREE for USD Account holders.

৳199.00
Yearly
Virtual Card (Debit)

The first virtual debit card for your personal account is FREE. Any additional cards incur a fee.

$3.00
One-time
Physical Card (Plastic Mastercard)

Order a Physical Mastercard from your account. Yearly fee for a single card. Shipping is separate.

$19.95
Yearly
Physical Card Shipping (Standard)

3–5 business days in USA, 3–6 weeks globally. FedEx available for $40.

$5.00
Per shipment

Receive Money

From another Priyo Pay user (P2P)

Receive money from another Priyo Pay user.

FREE
Incoming ACH — from any US Bank

First 10 transactions are FREE every month.

$0.25
Per transaction
Incoming Wire (Domestic)

Receiving wire from any US bank.

$10.00
Per transaction
Incoming Wire — International (SWIFT)

Receiving wire from anywhere in the world via SWIFT.

$25.00
Per transaction
Incoming Credit (via Card)

Minimum Fee $1.00.

2.00%
Per transaction

Payments & Transfers

Payment (via Card) — to Third-Party Money Transmitters

Western Union, Remitly, MoneyGram, PayPal, etc. Minimum Fee $1.00.

2.00%
Per transaction
Cross Border Payment (via Card) — outside USA

No minimum fee.

1.00%
Per transaction
Outgoing ACH (USA Only)

Any bank in the USA.

1.00%
Per transaction
Outgoing Domestic Wire

Sending wire to any US bank.

$10.00 + 1%
Per transaction
Payment to another Priyo Pay user (P2P)

Minimum Fee: $1.00. Maximum $1,000.00.

1.00%
Per transaction
Transfer / Convert USD to BDT

Minimum Fee $0.99. Fee is also displayed during the transaction.

1.00%
Per transaction
ATM Withdrawal (Globally)

Minimum fee $3.00.

1.00%
Per transaction

Additional Resources

Additional USD Accounts

Charged per additional account.

$10.00
Every 6 months
Additional Virtual Cards

Charged per additional card.

$3.00
One-time

Account & Usage Limits

Resource Limits
USD Accounts

Maximum active USD accounts per profile.

2
Accounts
Virtual Cards

Maximum non-terminated virtual cards per USD account.

2
Cards
Physical Cards

Maximum physical cards per USD account.

1
Card
Transaction Limits
General Transaction — Withdraw/Transfer (under 30 days)

Max amount per 24h when account is less than 30 days old.

$1,000
Per 24 hours
General Transaction — Withdraw/Transfer (30+ days)

Max amount per 24h when account is 30 days or older.

$4,000
Per 24 hours
Card Transaction (under 30 days)

Max amount and count per 24h when account is less than 30 days old.

$1,000
Max 10 transactions
Card Transaction (30+ days)

Max amount and count per 24h when account is 30 days or older.

$3,000
Max 30 transactions
Withdraw to MFS (Bkash)

Maximum transaction amount for withdrawals to Mobile Financial Services.

$500
Per 24 hours

Frequently asked questions

Everything you need to know about our fee structure.

How is the maintenance fee billed?
Personal Accounts: $10 covers your USD account for 6 months. Business Accounts: FREE for up to 5 USD accounts.
How can I waive the maintenance fee?
Personal Accounts: Waived if you bring in $5,000 or more in deposits per year (learn more at pay.priyo.com/fee-waiver). Business Accounts: FREE for up to 5 USD accounts.
Is the Virtual Card really free?
Personal Accounts: First virtual card is FREE. Business Accounts: First 50 virtual cards are FREE. Additional cards beyond the free limit incur a one-time fee of $3.00 per card.
Are there fees for incoming ACH transfers?
Business Accounts: Incoming ACH is completely FREE with no transaction limits. Personal Accounts: First 10 transactions are FREE every month, then $0.25 per transaction.
What are the fees for Wire transfers?
Incoming domestic wires are $10.00 per transaction. Incoming international SWIFT wires are $25.00 per transaction. Personal outgoing domestic wires are $10.00 + 1%. Business outgoing domestic wires are $10.00 + 1% (maximum $20.00).
Are there fees for ATM withdrawals?
ATM withdrawals globally incur a 1% fee, with a minimum charge of $3.00 per transaction. Maximum withdrawal limit is $500 per 24 hours.
What are the fees for additional USD accounts?
Personal Accounts: Additional USD accounts cost $10 every 6 months per account (maximum 2 accounts per profile). Business Accounts: First 5 USD accounts are FREE, then $10 every 6 months per additional account, with no maximum limit.
How many Virtual Cards can a business have?
Business Accounts: Up to 50 virtual cards are FREE. Any cards beyond this limit cost $3.00 per card (one-time). Maximum 1 physical card per USD account.

Ready to open an account?

Simple fees, no hidden charges. Start with Priyo Pay today.