Priyo Pay Fees

Simple, transparent pricing

A clear breakdown of every fee for cards, accounts, ACH, wire transfers, and international payments — designed so you always know what you pay before you pay it.

All fees disclosed below
No inactivity fee
No surprise charges

Maintenance & Service Fees

Maintenance Fee
FREE
Virtual Spend Card
FREE
Physical Card (Plastic)

Order a Physical Card from your account. Yearly fee per card. Shipping is separate.

$19.95
Yearly
Physical Card Shipping (Standard)

3–5 business days in USA, 3–6 weeks globally. FedEx available for $40.

$5.00
Per shipment

Receive Money

From another Priyo Pay user (P2P)

Business-to-Business only.

FREE
Incoming ACH — from any US Bank

Totally FREE for all business account transactions.

FREE
Incoming Wire (Domestic)

Receiving wire from any US bank.

$15.00
Per transaction
Incoming Wire — International (SWIFT)

Receiving wire from anywhere in the world via SWIFT.

$35.00
Per transaction
Incoming Credit (via Card)

Minimum Fee $1.00.

2.00%
Per transaction
Incoming Credit from Venmo, CashApp (via ACH & Card)
2.00%
Per transaction

Payments & Transfers

Payment (via Card) — to Third-Party Money Transmitters

Western Union, Remitly, MoneyGram, PayPal, etc. Minimum Fee $1.00.

2.00%
Per transaction
Cross Border Payment (via Card)

When the payment is processed outside of the USA

1.00%
Per transaction
Outgoing ACH (USA Only)

Any bank in the USA.

$5.00
Per transaction
Outgoing Domestic Wire

Sending wire to any US bank.

$20.00
Per transaction
Payment to another Priyo Pay user (P2P)

Flat fee per transaction. Min transaction $1.00, max $10,000.00. Business-to-Business only.

$2.99
Flat per transaction
Transfer / Convert USD to BDT

Minimum Fee $0.99. Fee is also displayed during the transaction.

1.00%
Per transaction
ATM Withdrawal (Globally)

Minimum fee $3.00.

2.00%
Per transaction

Payment Gateway

Receive payments via payment gateway
Up to 7.00%
Per transaction

Last updated

FAQ

Frequently asked questions

Everything you need to know about our fee structure.

How is the maintenance fee billed?
Personal Accounts: $2.00 per month for each USD account and each EUR (SEPA) account you hold. Your BDT wallet is free. Business Accounts: no maintenance fee at all.
How can I waive the maintenance fee?
Personal USD Accounts: Waived if you bring in $5,000 or more in deposits per year.
Is the Virtual Spend Card really free?
Personal USD Accounts: First virtual spend card is FREE, Additional cards beyond the free limit incur a one-time fee of $3.00 per card. Business USD Accounts: FREE.
Are there fees for incoming ACH transfers?
Business USD Accounts: Incoming ACH is completely FREE with no transaction limits. Personal USD Accounts: $0.25 per transaction.
What are the fees for Wire transfers?
Incoming domestic wires are $15.00 per transaction. Incoming international SWIFT wires are $35.00 per transaction. Personal outgoing domestic wires are $15.00 + 1%. Business outgoing domestic wires are a flat $20.00 per transaction.
Are there fees for ATM withdrawals?
ATM withdrawals globally incur a 2% fee, with a minimum charge of $3.00 per transaction. Maximum withdrawal limit is $500 per 24 hours.
What are the fees for additional USD accounts?
Additional USD accounts are subject to bank approval. Each secondary account incurs a $2 monthly maintenance fee.
How many Virtual Spend Cards can a business have?
Additional Virtual Spend Cards are subject to bank approval. Each additional Spend Card incurs a $3 flat fee.

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