A clear breakdown of every fee for cards, accounts, ACH, wire transfers, and international payments — designed so you always know what you pay before you pay it.
All fees disclosed below
No inactivity fee
No surprise charges
Maintenance & Service Fees
Monthly Maintenance Fee
USD account
$2.00per month
EUR (SEPA) account
$2.00per month
BDT wallet
Free
Virtual Spend Card
The first virtual spend card for your personal account is FREE. Any additional cards incur a fee.
$3.00
One-time
Physical Card (Plastic)
Order a Physical Card from your account. Yearly fee for a single card. Shipping is separate.
$19.95
Yearly
Physical Card Shipping (Standard)
3–5 business days in USA, 3–6 weeks globally. FedEx available for $40.
$5.00
Per shipment
Receive Money
From another Priyo Pay user (P2P)
Receive money from another Priyo Pay user.
FREE
Incoming ACH — from any US Bank
$0.25
Per transaction
Incoming Credit (via Card)
Minimum Fee $1.00.
2.00%
Per transaction
Incoming Credit from Venmo, CashApp (via ACH & Card)
2.00%
Per transaction
Incoming Wire (Domestic)
Receiving wire from any US bank.
$15.00
Per transaction
Incoming Wire — International (SWIFT)
Receiving wire from anywhere in the world via SWIFT.
$35.00
Per transaction
Payments & Transfers
Payment (via Card) — to Third-Party Money Transmitters
Western Union, Remitly, MoneyGram, PayPal, etc. Minimum Fee $1.00.
2.00%
Per transaction
Cross Border Payment (via Card)
When the payment is processed outside of the USA
Up to 1.00%
Per transaction
Outgoing ACH (USA Only)
Any bank in the USA.
Up to 1.00%
Per transaction
Outgoing Domestic Wire
Sending wire to any US bank.
$15.00 + 1%
Per transaction
Payment to another Priyo Pay user (P2P)
Flat fee per transaction. Min transaction $1.00, max $1,000.00.
$2.99
Flat per transaction
Transfer / Convert USD to BDT
Minimum Fee $0.99. Fee is also displayed during the transaction.
1.00%
Per transaction
ATM Withdrawal (Globally)
Minimum fee $3.00.
2.00%
Per transaction
Payment Gateway
Receive payments via payment gateway
Up to 7.00%
Per transaction
Last updated
FAQ
Frequently asked questions
Everything you need to know about our fee structure.
How is the maintenance fee billed?
Personal Accounts: $2.00 per month for each USD account and each EUR (SEPA) account you hold. Your BDT wallet is free. Business Accounts: no maintenance fee at all.
Which accounts and currencies can I hold?
Personal Accounts: USD accounts and EUR (SEPA) accounts at $2.00 per month each, plus a BDT wallet at no charge. Business Accounts: USD accounts with no maintenance fee.
Is the Virtual Spend Card really free?
Personal Accounts: your first virtual spend card is FREE, and each additional card is a one-time $3.00. Business Accounts: virtual spend cards are FREE.
What does a physical card cost?
$19.95 per year per card on both personal and business accounts, plus $5.00 for standard shipping — 3–5 business days in the USA, 3–6 weeks globally. FedEx delivery is available for $40.
Are there fees for incoming ACH transfers?
Business Accounts: incoming ACH is completely FREE. Personal Accounts: $0.25 per transaction.
What are the fees for Wire transfers?
Incoming domestic wires are $15.00 per transaction and incoming international SWIFT wires are $35.00 per transaction, on both personal and business accounts. Outgoing domestic wires are $15.00 + 1% on personal accounts and a flat $20.00 on business accounts.
What are the fees for cross-border card payments?
When a card payment is processed outside of the USA, personal accounts are charged up to 1.00% per transaction and business accounts are charged 1.00% per transaction.
Are there fees for ATM withdrawals?
ATM withdrawals globally are charged 2.00% per transaction, with a minimum fee of $3.00, on both personal and business accounts.
What does it cost to pay another Priyo Pay user?
Receiving money from another Priyo Pay user is always FREE. Sending is a flat $2.99 per transaction — $1.00 to $1,000.00 on personal accounts, and $1.00 to $10,000.00 on business accounts, business-to-business only.
What does the payment gateway cost?
Receiving payments through the payment gateway is charged up to 7.00% per transaction, on both personal and business accounts.
Ready to open an account?
Simple fees, no hidden charges. Start with Priyo Pay today.